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Output:
When can a credit authority release someone's credit information in Florida?

A. When an employer requests it.
B. When a consumer authorizes it.
C. When a creditor requests it.
D. When a security freeze is applied.

Answer :

Final answer:

In Florida, a credit agency can release someone's credit information when the consumer authorizes it, when a lender requests it, or when an employer requests it with the consumer's consent. A security freeze must be lifted to allow the release of credit information. It's vital for consumers to understand their rights regarding credit reporting.


Explanation:

Credit Information Release in Florida

In Florida, a credit agency can release someone's credit information under certain circumstances. The key instances include:

  1. When a consumer authorizes it: This means that the individual has given explicit permission for the credit agency to share their credit information with another party.
  2. When a lender asks for it: Lenders can request credit reports when evaluating a potential borrower's creditworthiness as part of the loan application process.
  3. When an employer requests it: Employers can access credit information if the candidate has provided consent as part of a background check.

However, it is important to note that a security freeze on a credit report prevents the release of the credit information unless the consumer lifts the freeze. The freeze is a protection mechanism largely used to combat identity theft.


Learn more about Credit Information Release here:

https://brainly.com/question/19279804